A Premium:

Is the price you pay to be enrolled in an insurance plan. For SSHIP this is collected through tuition and fees bills, while for Grad Plan it is collected through a payroll deduction.  

Out-of-Pocket Expenses:

Are what you pay to receive individual services. These include:

• Co-Insurance
• Co-Payments
• Deductibles

How do I get services? 

Texas A&M University offers a wide array of medical and psychological services for students at little or no out-of-pocket cost. Employees have limited access to on-campus services; contact the on-campus provider for specific information. 

Note! Campus health resources can only be utilized by students and employees and cannot be used by dependents, even when enrolled on the student’s or employee’s insurance, unless the dependent is also a student or employee at Texas A&M.
 
There are also several other providers within the College Station/Bryan and Galveston areas, as well as specialists available in Houston, which are available to students and their dependents.  

Getting Your Health Insurance Card 

The BlueCross BlueShield cards are sent through the mail to the local mailing address on your Howdy Account in 10 to 14 days from the beginning of the coverage period. However, if you did not have a U.S. local mailing address in Howdy at the time BCBS mailed the cards, they may have been sent to a default address, and returned to BCBS.  

For J-1 Scholars receiving TAMU sponsored insurance, your cards will be mailed to the address you added in Workday or gave to your HR representative. 

You can also request your ID card or print a temporary ID card at any time by logging in to Blue Access for Members (BAM) at http://www.bcbstx.com/member.  

On your first visit you will need to register an account using the information below.  

• Your first name 
• Your last name 
• Your date of birth 
• Your Member ID: which is a three-letter combination plus your UIN.  
  • Students use “ZGP” prior to your UIN. (Example: ZGP120034567) 
  • J-1 Scholar employees use “TXW” prior to your UIN. (Example: TXW120034567) 

You can also use BAM to see the status of your claims and sign up for alerts about claim activity. 
Note for Students: You need to have a student local mailing address listed in Howdy to receive your health insurance card in the mail.  

Finding an Off-Campus Provider 

Students and Employees can find a list of In-Network providers by visiting https://www.bcbstx.com/find-a-doctor-or-hospital. It is recommended that you log into your account first, so results are accurate to your coverage plan. They can all call the customer service number located on the back of their insurance card for assistance locating a healthcare provider.  

Students and Employees can still go to an out-of-network provider, but the costs are likely to be much higher than an in-network provider.